CUET PYQs for Basic Banking Concepts with Solutions: Practice CUET Previous Year Questions

Content Writer | Journalism Graduate | Updated 3+ months ago

Basic Banking Concepts is an important topic in the Banking and Financial Awareness section in CUET exam. Practising this topic will increase your score overall and make your conceptual grip on CUET exam stronger.

This article gives you a full set of CUET PYQs for Basic Banking Concepts with explanations for effective preparation. Practice of CUET Banking and Financial Awareness PYQs including Basic Banking Concepts questions regularly will improve accuracy, speed, and confidence in the CUET 2026 exam.

CUET PYQs for Basic Banking Concepts with Solutions

1.
Cash Reserve Ratio (CRR) is :
- Percentage of deposits a bank keeps as cash reserve
- Some reserves to keep in liquid form by Reserve Bank of India
- Sum of Reserves and Loans by the Commercial Bank
- The people keep as deposits in the house
View Solution
2.
Calculate compensation of employees from the following items:
Items Rs in Crores
Profit after tax 20
Interest 45
GDP_MP 200
Goods and service tax 10
Depreciation 50
Rent 25
Corporate tax 5

Choose the correct option.
- 45 Cores
- 42 Cores
- 50 Cores
- 44 Cores
View Solution
3.
Which of the following is not true about a commercial Bank?
- Assets Reserves + Loans
- Net worth = Assets -Liabilities
- Liabilities = Loans
- Deposits= Assets - Net worth
View Solution
4.
Which of the following is not true about Public goods?
- Benefit are available to all
- May be produced by private sector
- Benefit not exclude anyone from enjoying the benefits
- Available free to users
View Solution
5.
The e-banking page logged out automatically by _____.
- Authentication cookies
- Session cookies
- Super cookies
- Zombie cookies
View Solution
6.
Given a Cash Reserve Ratio (CRR) being 20%, the value of the money multiplier will be
- 3
- 20
- 10
- 5
View Solution
7.
The ratio of total deposits that a commercial bank has to keep with RBI is called:
- Cash Reserve Ratio
- Statutory liquidity Ratio
- Deposit Ratio
- Margin Ratio
View Solution
8.
SLR is defined as :
- Percentage of deposits which a bank must keep as cash reserves
- Keeping some reserves in liquid form in the short term in bank
- Reverse of cash reserve ratio in the short term
- Buying or selling of bonds in the short term
View Solution
9.
Arrange the sequence of events in the correct order relating to a quantitative tool used by the central bank during the times of inflation.
A. Hence the money supply in the economy decreases
B. As a result, loans taken by commercial banks become more expensive
C. The central bank increases the bank rate
D. This reduces the reserves held by the commercial banks
Choose the correct answer from the options given below:
- B, C, A, D
- C, B, D, A
- A, B, C, D
- D, B, A, C
View Solution
10.
A fall in Bank rate can increase the ______
- Money supply
- Liability
- G.D.P
- Reverse Repo Rate
View Solution
11.
Flexible exchange rate is determined by:
- RBI
- Govt
- Market forces
- IMF
View Solution
12.
The International Bank for Reconstruction and Development (IBRD) is popularly known as
- State Bank of India
- Reserve Bank Of India
- World Bank
- International Monetary Fund
View Solution

Items	Rs in Crores
Profit after tax	20
Interest	45
GDP_MP	200
Goods and service tax	10
Depreciation	50
Rent	25
Corporate tax	5

13.
Match LIST I with LIST II
LIST I

LIST II

A High powered money I \(\frac{1}{Cash Reserve Ratio}\)
B Central Bank II Fixed by the RBI
C Money multiplier III An apex hank of the country
D Cash Reserve Ratio IV Currency issued by central bank
Choose the correct answer from the options given below

(A)-(II), (B)-(III), (C)-(IV), (D)-(I)
(A)-(II), (B)-(III), (C)-(I), (D)-(IV)
(A)-(III), (B)-(II), (C)-(IV), (D)-(I)
(A)-(IV), (13)-(III), (C)-(I), (D)-(II)

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LIST I		LIST II
A	High powered money	I	\(\frac{1}{Cash Reserve Ratio}\)
B	Central Bank	II	Fixed by the RBI
C	Money multiplier	III	An apex hank of the country
D	Cash Reserve Ratio	IV	Currency issued by central bank

CUET PYQs for Basic Banking Concepts with Solutions

1.Cash Reserve Ratio (CRR) is :

2.Calculate compensation of employees from the following items:ItemsRs in CroresProfit after tax 20Interest45GDPMP 200Goods and service tax 10Depreciation50Rent25Corporate tax5Choose the correct option.

3.Which of the following is not true about a commercial Bank?

4.Which of the following is not true about Public goods?

5.The e-banking page logged out automatically by _____.

6.Given a Cash Reserve Ratio (CRR) being 20%, the value of the money multiplier will be

7.The ratio of total deposits that a commercial bank has to keep with RBI is called:

8.SLR is defined as :

10.A fall in Bank rate can increase the ______

11.Flexible exchange rate is determined by:

12.The International Bank for Reconstruction and Development (IBRD) is popularly known as

13.Match LIST I with LIST IILIST I LIST II AHigh powered moneyI\(\frac{1}{Cash Reserve Ratio}\) BCentral BankII Fixed by the RBICMoney multiplierIIIAn apex hank of the countryDCash Reserve Ratio IV Currency issued by central bank Choose the correct answer from the options given below

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1.
Cash Reserve Ratio (CRR) is :

2.
Calculate compensation of employees from the following items:
Items Rs in Crores
Profit after tax 20
Interest 45
GDP_MP 200
Goods and service tax 10
Depreciation 50
Rent 25
Corporate tax 5

Choose the correct option.

3.
Which of the following is not true about a commercial Bank?

4.
Which of the following is not true about Public goods?

5.
The e-banking page logged out automatically by _____.

6.
Given a Cash Reserve Ratio (CRR) being 20%, the value of the money multiplier will be

7.
The ratio of total deposits that a commercial bank has to keep with RBI is called:

8.
SLR is defined as :

10.
A fall in Bank rate can increase the ______

11.
Flexible exchange rate is determined by:

12.
The International Bank for Reconstruction and Development (IBRD) is popularly known as

13.
Match LIST I with LIST II
LIST I

LIST II

A High powered money I \(\frac{1}{Cash Reserve Ratio}\)
B Central Bank II Fixed by the RBI
C Money multiplier III An apex hank of the country
D Cash Reserve Ratio IV Currency issued by central bank
Choose the correct answer from the options given below