Doctor of Medicine [MD]
Field of Study:
₹42.8 L/Yr
University of Toronto Doctor of Medicine is a 4-year undergraduate medical degree program offered through the Temerty Faculty of Medicine. The program is ranked 1st in Canada and 12th globally by QS World University Rankings 2026, with strong recognition in clinical medicine and research. U of T Medicine is one of Canada's largest medical education programs, training physicians who lead healthcare innovation across Canada and internationally. International students (supernumerary seats) pay CAD 97,350 annually (approximately 65.3 Lakhs INR), totaling CAD 389,400 (approximately 2.61 Crores INR) for the complete 4-year degree.
For international students, the total cost of study including tuition, living expenses, books, and health insurance ranges from CAD 470,000 to CAD 520,000 (approximately 3.15 - 3.49 Crores INR) over four years. Upon graduation and completion of residency training (typically 5-7 years), physicians earn CAD 230,000 - 520,000+ annually (approximately 1.54 - 3.49 Crores INR), with significant variation by specialty and practice setting. The program emphasizes clinical excellence, research opportunities, and leadership development.
Current Admission Status:
- OMSAS Application Deadline: October 1, 2025 (CLOSED for Fall 2026 entry)
- Next Application Period: September 2026 (for Fall 2027 entry)
- Application Portal: Ontario Medical Schools Application Service (OMSAS)
- Interview Format: Virtual interviews (2025-26 cycle)
- Acceptance Rate: Approximately 12.5% (highly competitive)
- Why Study Medicine at University of Toronto
- University of Toronto Doctor of Medicine Fees 2026
- Cost of Living in Toronto for International Medical Students
- Accommodation Options for International Medical Students
- Admission Requirements & Process
- English Language Proficiency Requirements for University of Toronto MD
- University of Toronto MD Program Rankings 2026
- Scholarships for International Students at University of Toronto MD
- Career Outcomes & Physician Salary for MD Graduates
- Return on Investment for University of Toronto MD (International Students)
- Frequently Asked Questions
Why Study Medicine at University of Toronto
- 1st Ranked in Canada: Consistently ranked 1st in Canada and 12th globally (QS 2026), with world-class faculty, research facilities, and clinical training networks across Toronto's major teaching hospitals.
- Largest Medical Education Program in Canada: Over 275 students per class across four academies (FitzGerald, Mississauga, Peters-Boyd, Wightman-Berris), providing diverse learning environments and specialization opportunities.
- Strong Research Focus: Access to cutting-edge research facilities and opportunities to participate in faculty-led research projects; MD/PhD program available for research-focused students.
- Extensive Clinical Training: Rotations through Toronto's major teaching hospitals (Toronto General, Princess Margaret, Toronto Western, Sinai Health, St. Michael's Hospital) providing exposure to diverse patient populations and medical specialties.
- Global Recognition: U of T Medicine graduates practice worldwide; strong reputation in US, UK, Australia, and other countries, facilitating international career mobility.
- Physician Earning Potential: Post-residency physicians earn CAD 230,000 - 520,000+ annually (approximately 1.54 - 3.49 Crores INR), with significant variation by specialty; strong ROI on educational investment.
University of Toronto Doctor of Medicine Fees 2026
International students (supernumerary seats) at University of Toronto pay significantly higher tuition than domestic students. The MD program is one of the most expensive programs at U of T for international students.
All INR conversions based on exchange rate of CAD 1 = INR 67.10 as of April 8, 2026. Exchange rates are subject to change.
| Fee Component | Annual Amount (CAD) | Annual Amount (INR) | 4-Year Total (CAD) | 4-Year Total (INR) |
|---|---|---|---|---|
| Tuition Fee (International/Supernumerary) | 97,350 | 65.3 Lakhs | 389,400 | 2.61 Crores |
| Incidental Fees | 2,327 | 1.56 Lakhs | 9,308 | 6.24 Lakhs |
| University Health Insurance (UHIP) | 756 | 50,700 INR | 3,024 | 2.03 Lakhs |
| Total Annual Fees | 100,433 | 67.4 Lakhs | 401,732 | 2.70 Crores |
Additional First-Year Costs:
| Item | Amount (CAD) | Amount (INR) |
|---|---|---|
| Books and Equipment | 1,000 | 67,100 INR |
| Living Expenses (Rent, food, other) | 17,577 | 11.8 Lakhs |
| Total First-Year Additional Costs | 18,577 | 12.5 Lakhs |
Key Fee Insights:
- Supernumerary Seats: International students admitted through supernumerary seats pay significantly higher tuition (CAD 97,350) compared to domestic students (CAD 23,090).
- Health Insurance (UHIP): Mandatory for all international students; covers basic medical, dental, and vision care; approximately CAD 756 annually (approximately 50,700 INR).
- Incidental Fees: Include Hart House, Athletics, Health Services, U of T Students' Union, Medical Society, and Student Services Fee; approximately CAD 2,327 annually (approximately 1.56 Lakhs INR).
- Payment Schedule: Fees billed annually; payment typically due before start of academic year; deferral options available for eligible students.
- 4-Year Total Cost: Approximately CAD 420,000 - 470,000 (approximately 2.82 - 3.15 Crores INR) including tuition, fees, books, equipment, and living expenses.
Cost of Living in Toronto for International Medical Students
Toronto is Canada's largest city and a major financial hub. Medical students typically live near teaching hospitals and university campuses. Living costs vary significantly based on accommodation type and lifestyle.
Estimated Annual Living Expenses (Single Student):
| Expense Category | Amount (CAD) | Amount (INR) |
|---|---|---|
| Housing (on-campus or private) | 10,000 - 18,000 | 6.7 - 12.1 Lakhs |
| Food & Groceries | 3,500 - 4,500 | 2.3 - 3 Lakhs |
| Public Transportation (TTC Pass) | 1,200 - 1,500 | 80,500 - 1 Lakh |
| Books & Course Materials | 1,500 - 2,000 | 1 - 1.3 Lakhs |
| Personal Expenses & Clothing | 1,500 - 2,000 | 1 - 1.3 Lakhs |
| Phone & Internet | 600 - 800 | 40,300 - 53,700 INR |
| Entertainment & Social | 1,000 - 1,500 | 67,100 - 1 Lakh |
| Total Annual (Minimum) | 19,300 | 12.9 Lakhs |
| Total Annual (Comfortable) | 30,800 | 20.7 Lakhs |
Note: These costs are based on downtown Toronto residency. Costs vary by individual spending habits, accommodation type, and neighborhood choice. Medical students often have higher expenses due to clinical rotations requiring transportation across multiple hospital sites.
Accommodation Options for International Medical Students
Toronto offers both on-campus and off-campus housing options. Most international medical students prefer on-campus residence for their first year due to community integration and proximity to teaching hospitals. Off-campus housing becomes more common in upper years.
On-Campus Housing Options
| Residence Type | Monthly Cost (CAD) | Annual Cost (CAD) | Features |
|---|---|---|---|
| Medical Student Residence (St. George) | 900 - 1,300 | 10,800 - 15,600 | On-campus, community-focused, near hospitals |
| Graduate House | 1,000 - 1,400 | 12,000 - 16,800 | Shared facilities, community events |
| Upper-Year Residence | 1,000 - 1,500 | 12,000 - 18,000 | More independence, some with kitchens |
| Mississauga Campus Residence | 800 - 1,100 | 9,600 - 13,200 | Suburban setting, quieter environment |
Off-Campus Housing Options
| Housing Type | Monthly Cost (CAD) | Annual Cost (CAD) | Location Notes |
|---|---|---|---|
| Shared Apartment (2-3 roommates) | 700 - 1,000 | 8,400 - 12,000 | Annex, Little Italy, near hospitals |
| 1-Bedroom Apartment | 1,200 - 1,600 | 14,400 - 19,200 | Downtown, near transit, walkable to hospitals |
| Condo/House Rental | 1,400 - 2,000 | 16,800 - 24,000 | Premium neighborhoods, more space |
| Student Housing Companies | 900 - 1,300 | 10,800 - 15,600 | Purpose-built, furnished, utilities included |
Housing Notes:
- On-campus housing costs are NOT included in tuition fees; they are separate expenses.
- Medical students often prioritize proximity to teaching hospitals (Toronto General, Princess Margaret, Sinai Health, St. Michael's).
- Off-campus housing is typically cheaper and preferred by upper-year students for independence.
- Popular neighborhoods: Annex (closest to St. George campus), Little Italy, Chinatown, King West, Queen West.
- Housing search platforms: Kijiji, Craigslist Toronto, Zolo.ca, RentSeeker.ca, TorontoRentals.com, Facebook Housing Groups.
Part-Time Work Opportunities for International Medical Students
International students on valid study permits can work up to 20 hours per week during academic sessions and full-time during scheduled breaks. Ontario's minimum wage is CAD 17.60 per hour (as of April 2026).
Common Part-Time Jobs for Medical Students (Hourly Rates in CAD):
- Research Assistant (Faculty/Lab): CAD 18.00 - 25.00/hour (on-campus, flexible scheduling, relevant experience)
- Clinical Research Coordinator: CAD 19.00 - 26.00/hour (hospital-based, medical knowledge required)
- Tutoring/Academic Support: CAD 20.00 - 35.00/hour (especially for science/pre-med subjects)
- Retail/Customer Service: CAD 17.60 - 19.00/hour (minimum wage + tips/commission)
- Medical Scribe: CAD 18.00 - 22.00/hour (hospital-based, clinical exposure)
Part-Time Work Insights:
- Most medical students limit part-time work to 10-15 hours/week due to intensive coursework and clinical rotations.
- Part-time work during studies typically generates CAD 1,500 - 2,500 monthly (approximately 1 - 1.7 Lakhs INR) at 10-15 hours/week.
- Research assistant positions offer valuable experience and networking opportunities with faculty.
- Clinical research coordinator roles provide direct healthcare experience and career networking.
- Many students work during summer breaks (4-8 weeks) earning CAD 3,000 - 5,000 (approximately 2 - 3.4 Lakhs INR).
Admission Requirements & Process
University of Toronto MD Program admits students through the Ontario Medical Schools Application Service (OMSAS). Admission is highly competitive, with acceptance rate approximately 12.5%. International students must meet identical academic requirements as domestic students.
Application Deadlines & Intake Dates (2026-2027)
| Milestone | Date | Notes |
|---|---|---|
| OMSAS Application Opens | September 2026 | For Fall 2027 entry |
| OMSAS Application Deadline | October 1, 2026 | 4:30 PM ET |
| Application Review Period | October 2026 - December 2026 | Screening and shortlisting |
| Interview Invitations | December 2026 - January 2027 | Virtual interviews |
| Admission Decisions | March - April 2027 | Rolling basis after interviews |
| Program Start | September 2027 | Fall semester begins |
Note: International students should apply as early as possible within the application window to maximize chances of admission.
Eligibility Criteria
Academic Requirements:
- Completion of at least 3 years of undergraduate study (15 full course equivalents) towards a Canadian university bachelor's degree.
- International students: 4-year bachelor's degree equivalent from recognized university.
- Minimum GPA: 3.6 on 4.0 scale (OMSAS-calculated); competitive GPA: 3.8+.
- Indian equivalent: 75%+ average in final years of undergraduate studies.
Prerequisite Courses:
- Two full course equivalents (FCEs) in any life science (Biology, Biochemistry, etc.).
- One FCE in any of: social sciences, humanities, or languages.
- One FCE in any discipline.
MCAT Scores:
- Threshold score: 125 in each section (with allowance of 124 in one section).
- Competitive average: 514+ (middle 80% range: 510-520).
- MCAT valid for 5 years from test date.
- No MCAT required as of 2024 admissions cycle (but required for US government student loans).
English Language Proficiency (if applicable):
- IELTS (Academic): Minimum 6.5 overall with no band below 6.0.
- TOEFL iBT: Minimum 100 overall with 25 in Reading and Writing.
- Exemption: Completed undergraduate degree in English-medium institution.
Admission Process
- Step 1: Create OMSAS account and submit online application with academic transcripts, MCAT scores, and personal statements.
- Step 2: Complete two 250-word personal statements on specific questions provided by OMSAS.
- Step 3: Provide contact information for references; references submit evaluations through OMSAS.
- Step 4: Shortlisted candidates invited to virtual interview (approximately 30-40% of applicants).
- Step 5: Interview panel assesses communication skills, motivation, and fit for medicine.
- Step 6: Admission decisions released; accepted students confirm enrollment with deposit.
English Language Proficiency Requirements for University of Toronto MD
University of Toronto requires proof of English proficiency for all applicants whose undergraduate degree was not from a recognized English-medium university. This ensures students can succeed in an English-taught program and Canadian medical practice.
Accepted English Proficiency Tests:
- IELTS (Academic): Minimum 6.5 overall with no band below 6.0 (Listening, Reading, Writing, Speaking).
- TOEFL iBT: Minimum 100 overall with 25 in Reading and Writing.
- Duolingo English Test: Minimum 120 overall (accepted as alternative).
Waivers Available:
- Completed undergraduate degree in English-medium institution (medium of instruction and examinations in English).
- Canadian citizens or permanent residents.
- Completed International Baccalaureate (IB) or A-Levels in English.
Timeline:
- Test results must be submitted before OMSAS application deadline (October 1, 2026).
- IELTS results sent electronically by testing agency; TOEFL scores sent directly to OMSAS.
- Exam preparation typically requires 6-8 weeks; plan accordingly before application deadlines.
Key Insight:
- IELTS is more commonly taken by Indian students; TOEFL is also widely accepted.
- No exemptions available for Indian students unless undergraduate degree was from English-medium institution (most Indian universities qualify).
- Test results valid for 24 months from test date.
University of Toronto MD Program Rankings 2026
Medicine at University of Toronto is consistently ranked among the top programs globally and the best in Canada. Rankings vary by methodology but consistently place U of T Medicine in the top 15 globally.
| Ranking Organization | Global Rank | Canada Rank | Year |
|---|---|---|---|
| QS World University Rankings (Medicine) | 12 | 1 | 2026 |
| Times Higher Education (Medicine) | 1 | 1 | 2026 |
| US News (Clinical Medicine) | 5 | 1 | 2026 |
| Times Higher Education (Overall University) | 21 | 1 | 2026 |
Ranking Notes:
- U of T Medicine is ranked 1st in Canada across all major ranking systems.
- Global ranking of 12th (QS 2026) reflects strong reputation in research, faculty expertise, and international recognition.
- Times Higher Education ranks U of T Medicine 1st globally for medicine, reflecting exceptional research output and clinical excellence.
- University of Toronto overall ranks 21st globally (THE 2026) and 1st in Canada, strengthening Medicine program credibility.
- Rankings based on research output, faculty reputation, international diversity, and graduate employment outcomes.
Scholarships for International Students at University of Toronto MD
University of Toronto offers limited scholarships and awards for international medical students. Most funding is merit-based or need-based, with limited availability for international students.
| Scholarship Name | Amount (CAD) | Eligibility | Application Deadline |
|---|---|---|---|
| Temerty Faculty of Medicine Awards | Varies (1,000 - 10,000) | Merit-based, demonstrated need | Rolling basis |
| OMF General Bursary | 3,000 | All Ontario medical students | Automatic |
| External Scholarships | Varies | Country-specific, merit-based | Varies by organization |
| Research Scholarships | 2,000 - 5,000 | Research-focused students | Rolling basis |
Key Scholarship Insights:
- Limited International Funding: U of T Medicine offers limited grant funding for international students; most funding prioritizes domestic students.
- Need-Based Grants: International students may receive grants only if circumstances have changed since arrival in Canada; grants typically do not cover full costs.
- External Funding: International students can explore country-specific scholarships through government agencies, NGOs, and private lenders (e.g., MPower Financing, Prodigy Finance).
- Loan Options: International students can apply for private lines of credit from Canadian financial institutions (BMO, RBC) with Canadian co-signer or standby letter of credit from home country bank.
- US Student Benefits: Eligible US medical students may apply for certain US benefits, college savings plans, grants, and scholarships (Cobell Scholarship, National Service Award, etc.).
Career Outcomes & Physician Salary for MD Graduates
University of Toronto MD graduates pursue diverse medical specialties and practice settings. The program has strong track record of graduate success in Canada and internationally.
Physician Salary Progression (Post-Graduation):
| Career Stage | Annual Salary (CAD) | Annual Salary (INR) |
|---|---|---|
| Medical Resident (PGY-1) | 69,175 | 46.4 Lakhs |
| Medical Resident (PGY-2) | 74,779 | 50.2 Lakhs |
| Medical Resident (PGY-3) | 79,848 | 53.6 Lakhs |
| Medical Resident (PGY-4) | 85,137 | 57.1 Lakhs |
| Attending Physician (Family Medicine) | 230,000 - 280,000 | 1.54 - 1.88 Crores |
| Attending Physician (Specialist) | 280,000 - 520,000+ | 1.88 - 3.49 Crores |
Top Medical Specialties (by earning potential):
- Orthopedic Surgery: CAD 400,000 - 520,000+ (approximately 2.68 - 3.49 Crores INR)
- Cardiology: CAD 350,000 - 450,000 (approximately 2.35 - 3.02 Crores INR)
- Gastroenterology: CAD 320,000 - 420,000 (approximately 2.15 - 2.82 Crores INR)
- Radiology: CAD 300,000 - 400,000 (approximately 2.01 - 2.68 Crores INR)
- Family Medicine: CAD 230,000 - 300,000 (approximately 1.54 - 2.01 Crores INR)
Employment Statistics:
- Approximately 95%+ of U of T MD graduates secure residency positions in Canada or internationally.
- Strong international recognition enables practice in US, UK, Australia, and other countries.
- Average time to complete residency training: 5-7 years depending on specialty.
- Significant earning potential post-residency with specialty-dependent variation.
Return on Investment for University of Toronto MD (International Students)
For international students, the MD degree represents a substantial financial investment with exceptional long-term career returns. The program's reputation and physician earning potential provide strong ROI.
ROI Context:
- Total 4-year program cost: CAD 420,000 - 470,000 (approximately 2.82 - 3.15 Crores INR) including tuition, fees, books, and living expenses.
- Residency training period: 5-7 years (typically unpaid or low-paid training).
- Post-residency physician salary: CAD 230,000 - 520,000+ annually (approximately 1.54 - 3.49 Crores INR).
- Lifetime earning potential: CAD 10 - 20 million+ (approximately 6.7 - 13.4 Crores INR) over 30-year career.
| Financial Metric | Amount (CAD) | Amount (INR) |
|---|---|---|
| Total Program Cost (4 years) | 450,000 | 3.02 Crores |
| Residency Salary (PGY-1, Year 1) | 69,175 | 46.4 Lakhs |
| Attending Physician Salary (Year 1 post-residency) | 250,000 | 1.68 Crores |
| Annual Salary Increase (Post-Residency) | 50,000 - 100,000 | 33.6 - 67.1 Lakhs |
| Break-Even Period (Years) | 2-3 | 2-3 |
| 10-Year Total Earnings (Post-Residency) | 2,500,000 | 16.8 Crores |
| 30-Year Total Earnings (Career) | 10,000,000+ | 67.1 Crores+ |
Key ROI Insights:
- Break-Even in 2-3 Years: Post-residency physician salary covers entire program cost within 2-3 years, after which all additional earnings represent pure return on investment.
- Exceptional Lifetime ROI: Over 30-year career, physicians earn CAD 10 - 20 million+ (approximately 6.7 - 13.4 Crores INR), representing exceptional lifetime ROI on educational investment.
- Specialty-Dependent Earnings: Surgical specialties (Orthopedics, Cardiothoracic Surgery) earn 50-100% more than primary care, significantly accelerating ROI.
- International Career Mobility: U of T MD degree enables practice in US, UK, Australia, and other high-income countries, potentially increasing earning potential.
- Long-Term Wealth Building: Physician income enables significant wealth accumulation through investments, real estate, and retirement planning over career span.
Frequently Asked Questions
Ques: Can international students apply to University of Toronto MD program?
Ans: Yes, international students can apply to the U of T MD program through supernumerary seats. However, important restrictions apply: as of 2026, international students must have completed at least 3 years of undergraduate study at a Canadian university OR hold a 4-year bachelor's degree equivalent from a recognized international university. International students must meet identical academic requirements (GPA 3.6+, MCAT 125+ per section) as domestic students. Admission is highly competitive; approximately 12.5% of applicants are accepted. International students pay significantly higher tuition (CAD 97,350 annually) compared to domestic students (CAD 23,090 annually).
Ques: What is the total cost of studying medicine at University of Toronto for international students?
Ans: The total 4-year cost for international students is approximately CAD 420,000 - 470,000 (approximately 2.82 - 3.15 Crores INR). This includes: tuition (CAD 389,400), incidental fees (CAD 9,308), health insurance (CAD 3,024), books and equipment (CAD 4,000), and living expenses (CAD 70,000 - 120,000). Additional costs include residency training period (typically 5-7 years) during which residents earn CAD 69,000 - 85,000 annually. Post-residency, physicians earn CAD 230,000 - 520,000+ annually, enabling rapid cost recovery and wealth accumulation.
Ques: What are the career prospects and salary expectations for U of T MD graduates?
Ans: U of T MD graduates have excellent career prospects with approximately 95%+ securing residency positions in Canada or internationally. Post-residency physician salaries range from CAD 230,000 - 520,000+ annually (approximately 1.54 - 3.49 Crores INR), depending on specialty and practice setting. Surgical specialties (Orthopedics, Cardiothoracic Surgery) earn CAD 400,000 - 520,000+ (approximately 2.68 - 3.49 Crores INR), while primary care (Family Medicine) earns CAD 230,000 - 300,000 (approximately 1.54 - 2.01 Crores INR). U of T's strong international reputation enables practice in US, UK, Australia, and other countries, potentially increasing earning potential. Over a 30-year career, physicians accumulate CAD 10 - 20 million+ (approximately 6.7 - 13.4 Crores INR) in lifetime earnings.
Tuition Fees
| Year | 1st Year Fees |
|---|---|
| Tuition Fees | ₹4278261 (CAD 63570) |
Other Expenses
| Head | Avg Cost Per Year |
|---|---|
| Housing | ₹546678 (CAD 8123) |
| Food | ₹444853 (CAD 6610) |
Previous Year Tuition Fees
| Year | 1st Year Fees |
|---|---|
| 2025 | ₹6551655 (CAD 97350) |
| 2024 | ₹6175448 (CAD 91760) |
| 2022 | ₹6175448 (CAD 91760) |
| 2021 | ₹4940358 (CAD 73408) |
Important Dates
| Event | Application Date |
|---|---|
| Regular Application Deadline for 2026 Intake | |
| Deadline To Submit Supporting Documents for 2026 Intake | |


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TOP Scholarships
| Scholarship name | Award amount | Eligibility |
|---|---|---|
| William Edward Corlett Memorial Scholarship | $1100 | Academic excellence in premedical education |
| Dr. Francesco Lamensa Award | $2900 | Academic excellence in premedical education |
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| Go Clean Scholarship | Scholarship per student₹ 2.4 L/Yr$3,500 | Level Of StudyBachelor | TypeMerit-Based | |
| Forktip Women’s- Innovation Scholarship | Scholarship per studentVariable Amount | Level Of StudyBachelor | TypeCollege-Specific | |
| Ontario Graduate Fellowship | Scholarship per student₹ 6 L/Yr$8,875 | Level Of StudyDoctorate | TypeMerit-Based |
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