MD at University Of Toronto [U OF T], Toronto Fees, Entry Requirement & Application Deadline

University of Toronto MD Tuition, Requirement, Admission, Deadline 2026.

Toronto, OntarioLocation
UniversitySchool type
Estd1827established year
69976enrollment
Public
Partner [2 Courses]
U of T St. Georgecampus
7.4/10

Doctor of Medicine [MD]

4 years
Full Time
On Campus

Field of Study

₹42.8 L/Yr

CA$63,570 /Yr
Collegedunia Team's profile photo

Collegedunia Team

Content Curator | Updated on - Apr 8, 2026

University of Toronto Doctor of Medicine is a 4-year undergraduate medical degree program offered through the Temerty Faculty of Medicine. The program is ranked 1st in Canada and 12th globally by QS World University Rankings 2026, with strong recognition in clinical medicine and research. U of T Medicine is one of Canada's largest medical education programs, training physicians who lead healthcare innovation across Canada and internationally. International students (supernumerary seats) pay CAD 97,350 annually (approximately 65.3 Lakhs INR), totaling CAD 389,400 (approximately 2.61 Crores INR) for the complete 4-year degree.

For international students, the total cost of study including tuition, living expenses, books, and health insurance ranges from CAD 470,000 to CAD 520,000 (approximately 3.15 - 3.49 Crores INR) over four years. Upon graduation and completion of residency training (typically 5-7 years), physicians earn CAD 230,000 - 520,000+ annually (approximately 1.54 - 3.49 Crores INR), with significant variation by specialty and practice setting. The program emphasizes clinical excellence, research opportunities, and leadership development.

Current Admission Status:

  • OMSAS Application Deadline: October 1, 2025 (CLOSED for Fall 2026 entry)
  • Next Application Period: September 2026 (for Fall 2027 entry)
  • Application Portal: Ontario Medical Schools Application Service (OMSAS)
  • Interview Format: Virtual interviews (2025-26 cycle)
  • Acceptance Rate: Approximately 12.5% (highly competitive)

Why Study Medicine at University of Toronto

  • 1st Ranked in Canada: Consistently ranked 1st in Canada and 12th globally (QS 2026), with world-class faculty, research facilities, and clinical training networks across Toronto's major teaching hospitals.
  • Largest Medical Education Program in Canada: Over 275 students per class across four academies (FitzGerald, Mississauga, Peters-Boyd, Wightman-Berris), providing diverse learning environments and specialization opportunities.
  • Strong Research Focus: Access to cutting-edge research facilities and opportunities to participate in faculty-led research projects; MD/PhD program available for research-focused students.
  • Extensive Clinical Training: Rotations through Toronto's major teaching hospitals (Toronto General, Princess Margaret, Toronto Western, Sinai Health, St. Michael's Hospital) providing exposure to diverse patient populations and medical specialties.
  • Global Recognition: U of T Medicine graduates practice worldwide; strong reputation in US, UK, Australia, and other countries, facilitating international career mobility.
  • Physician Earning Potential: Post-residency physicians earn CAD 230,000 - 520,000+ annually (approximately 1.54 - 3.49 Crores INR), with significant variation by specialty; strong ROI on educational investment.

University of Toronto Doctor of Medicine Fees 2026

International students (supernumerary seats) at University of Toronto pay significantly higher tuition than domestic students. The MD program is one of the most expensive programs at U of T for international students.

All INR conversions based on exchange rate of CAD 1 = INR 67.10 as of April 8, 2026. Exchange rates are subject to change.

Fee Component Annual Amount (CAD) Annual Amount (INR) 4-Year Total (CAD) 4-Year Total (INR)
Tuition Fee (International/Supernumerary) 97,350 65.3 Lakhs 389,400 2.61 Crores
Incidental Fees 2,327 1.56 Lakhs 9,308 6.24 Lakhs
University Health Insurance (UHIP) 756 50,700 INR 3,024 2.03 Lakhs
Total Annual Fees 100,433 67.4 Lakhs 401,732 2.70 Crores

Additional First-Year Costs:

Item Amount (CAD) Amount (INR)
Books and Equipment 1,000 67,100 INR
Living Expenses (Rent, food, other) 17,577 11.8 Lakhs
Total First-Year Additional Costs 18,577 12.5 Lakhs

Key Fee Insights:

  • Supernumerary Seats: International students admitted through supernumerary seats pay significantly higher tuition (CAD 97,350) compared to domestic students (CAD 23,090).
  • Health Insurance (UHIP): Mandatory for all international students; covers basic medical, dental, and vision care; approximately CAD 756 annually (approximately 50,700 INR).
  • Incidental Fees: Include Hart House, Athletics, Health Services, U of T Students' Union, Medical Society, and Student Services Fee; approximately CAD 2,327 annually (approximately 1.56 Lakhs INR).
  • Payment Schedule: Fees billed annually; payment typically due before start of academic year; deferral options available for eligible students.
  • 4-Year Total Cost: Approximately CAD 420,000 - 470,000 (approximately 2.82 - 3.15 Crores INR) including tuition, fees, books, equipment, and living expenses.

Cost of Living in Toronto for International Medical Students

Toronto is Canada's largest city and a major financial hub. Medical students typically live near teaching hospitals and university campuses. Living costs vary significantly based on accommodation type and lifestyle.

Estimated Annual Living Expenses (Single Student):

Expense Category Amount (CAD) Amount (INR)
Housing (on-campus or private) 10,000 - 18,000 6.7 - 12.1 Lakhs
Food & Groceries 3,500 - 4,500 2.3 - 3 Lakhs
Public Transportation (TTC Pass) 1,200 - 1,500 80,500 - 1 Lakh
Books & Course Materials 1,500 - 2,000 1 - 1.3 Lakhs
Personal Expenses & Clothing 1,500 - 2,000 1 - 1.3 Lakhs
Phone & Internet 600 - 800 40,300 - 53,700 INR
Entertainment & Social 1,000 - 1,500 67,100 - 1 Lakh
Total Annual (Minimum) 19,300 12.9 Lakhs
Total Annual (Comfortable) 30,800 20.7 Lakhs

Note: These costs are based on downtown Toronto residency. Costs vary by individual spending habits, accommodation type, and neighborhood choice. Medical students often have higher expenses due to clinical rotations requiring transportation across multiple hospital sites.

Accommodation Options for International Medical Students

Toronto offers both on-campus and off-campus housing options. Most international medical students prefer on-campus residence for their first year due to community integration and proximity to teaching hospitals. Off-campus housing becomes more common in upper years.

On-Campus Housing Options

Residence Type Monthly Cost (CAD) Annual Cost (CAD) Features
Medical Student Residence (St. George) 900 - 1,300 10,800 - 15,600 On-campus, community-focused, near hospitals
Graduate House 1,000 - 1,400 12,000 - 16,800 Shared facilities, community events
Upper-Year Residence 1,000 - 1,500 12,000 - 18,000 More independence, some with kitchens
Mississauga Campus Residence 800 - 1,100 9,600 - 13,200 Suburban setting, quieter environment

Off-Campus Housing Options

Housing Type Monthly Cost (CAD) Annual Cost (CAD) Location Notes
Shared Apartment (2-3 roommates) 700 - 1,000 8,400 - 12,000 Annex, Little Italy, near hospitals
1-Bedroom Apartment 1,200 - 1,600 14,400 - 19,200 Downtown, near transit, walkable to hospitals
Condo/House Rental 1,400 - 2,000 16,800 - 24,000 Premium neighborhoods, more space
Student Housing Companies 900 - 1,300 10,800 - 15,600 Purpose-built, furnished, utilities included

Housing Notes:

  • On-campus housing costs are NOT included in tuition fees; they are separate expenses.
  • Medical students often prioritize proximity to teaching hospitals (Toronto General, Princess Margaret, Sinai Health, St. Michael's).
  • Off-campus housing is typically cheaper and preferred by upper-year students for independence.
  • Popular neighborhoods: Annex (closest to St. George campus), Little Italy, Chinatown, King West, Queen West.
  • Housing search platforms: Kijiji, Craigslist Toronto, Zolo.ca, RentSeeker.ca, TorontoRentals.com, Facebook Housing Groups.

Part-Time Work Opportunities for International Medical Students

International students on valid study permits can work up to 20 hours per week during academic sessions and full-time during scheduled breaks. Ontario's minimum wage is CAD 17.60 per hour (as of April 2026).

Common Part-Time Jobs for Medical Students (Hourly Rates in CAD):

  • Research Assistant (Faculty/Lab): CAD 18.00 - 25.00/hour (on-campus, flexible scheduling, relevant experience)
  • Clinical Research Coordinator: CAD 19.00 - 26.00/hour (hospital-based, medical knowledge required)
  • Tutoring/Academic Support: CAD 20.00 - 35.00/hour (especially for science/pre-med subjects)
  • Retail/Customer Service: CAD 17.60 - 19.00/hour (minimum wage + tips/commission)
  • Medical Scribe: CAD 18.00 - 22.00/hour (hospital-based, clinical exposure)

Part-Time Work Insights:

  • Most medical students limit part-time work to 10-15 hours/week due to intensive coursework and clinical rotations.
  • Part-time work during studies typically generates CAD 1,500 - 2,500 monthly (approximately 1 - 1.7 Lakhs INR) at 10-15 hours/week.
  • Research assistant positions offer valuable experience and networking opportunities with faculty.
  • Clinical research coordinator roles provide direct healthcare experience and career networking.
  • Many students work during summer breaks (4-8 weeks) earning CAD 3,000 - 5,000 (approximately 2 - 3.4 Lakhs INR).

Admission Requirements & Process

University of Toronto MD Program admits students through the Ontario Medical Schools Application Service (OMSAS). Admission is highly competitive, with acceptance rate approximately 12.5%. International students must meet identical academic requirements as domestic students.

Application Deadlines & Intake Dates (2026-2027)

Milestone Date Notes
OMSAS Application Opens September 2026 For Fall 2027 entry
OMSAS Application Deadline October 1, 2026 4:30 PM ET
Application Review Period October 2026 - December 2026 Screening and shortlisting
Interview Invitations December 2026 - January 2027 Virtual interviews
Admission Decisions March - April 2027 Rolling basis after interviews
Program Start September 2027 Fall semester begins

Note: International students should apply as early as possible within the application window to maximize chances of admission.

Eligibility Criteria

Academic Requirements:

  • Completion of at least 3 years of undergraduate study (15 full course equivalents) towards a Canadian university bachelor's degree.
  • International students: 4-year bachelor's degree equivalent from recognized university.
  • Minimum GPA: 3.6 on 4.0 scale (OMSAS-calculated); competitive GPA: 3.8+.
  • Indian equivalent: 75%+ average in final years of undergraduate studies.

Prerequisite Courses:

  • Two full course equivalents (FCEs) in any life science (Biology, Biochemistry, etc.).
  • One FCE in any of: social sciences, humanities, or languages.
  • One FCE in any discipline.

MCAT Scores:

  • Threshold score: 125 in each section (with allowance of 124 in one section).
  • Competitive average: 514+ (middle 80% range: 510-520).
  • MCAT valid for 5 years from test date.
  • No MCAT required as of 2024 admissions cycle (but required for US government student loans).

English Language Proficiency (if applicable):

  • IELTS (Academic): Minimum 6.5 overall with no band below 6.0.
  • TOEFL iBT: Minimum 100 overall with 25 in Reading and Writing.
  • Exemption: Completed undergraduate degree in English-medium institution.

Admission Process

  • Step 1: Create OMSAS account and submit online application with academic transcripts, MCAT scores, and personal statements.
  • Step 2: Complete two 250-word personal statements on specific questions provided by OMSAS.
  • Step 3: Provide contact information for references; references submit evaluations through OMSAS.
  • Step 4: Shortlisted candidates invited to virtual interview (approximately 30-40% of applicants).
  • Step 5: Interview panel assesses communication skills, motivation, and fit for medicine.
  • Step 6: Admission decisions released; accepted students confirm enrollment with deposit.

English Language Proficiency Requirements for University of Toronto MD

University of Toronto requires proof of English proficiency for all applicants whose undergraduate degree was not from a recognized English-medium university. This ensures students can succeed in an English-taught program and Canadian medical practice.

Accepted English Proficiency Tests:

  • IELTS (Academic): Minimum 6.5 overall with no band below 6.0 (Listening, Reading, Writing, Speaking).
  • TOEFL iBT: Minimum 100 overall with 25 in Reading and Writing.
  • Duolingo English Test: Minimum 120 overall (accepted as alternative).

Waivers Available:

  • Completed undergraduate degree in English-medium institution (medium of instruction and examinations in English).
  • Canadian citizens or permanent residents.
  • Completed International Baccalaureate (IB) or A-Levels in English.

Timeline:

  • Test results must be submitted before OMSAS application deadline (October 1, 2026).
  • IELTS results sent electronically by testing agency; TOEFL scores sent directly to OMSAS.
  • Exam preparation typically requires 6-8 weeks; plan accordingly before application deadlines.

Key Insight:

  • IELTS is more commonly taken by Indian students; TOEFL is also widely accepted.
  • No exemptions available for Indian students unless undergraduate degree was from English-medium institution (most Indian universities qualify).
  • Test results valid for 24 months from test date.

University of Toronto MD Program Rankings 2026

Medicine at University of Toronto is consistently ranked among the top programs globally and the best in Canada. Rankings vary by methodology but consistently place U of T Medicine in the top 15 globally.

Ranking Organization Global Rank Canada Rank Year
QS World University Rankings (Medicine) 12 1 2026
Times Higher Education (Medicine) 1 1 2026
US News (Clinical Medicine) 5 1 2026
Times Higher Education (Overall University) 21 1 2026

Ranking Notes:

  • U of T Medicine is ranked 1st in Canada across all major ranking systems.
  • Global ranking of 12th (QS 2026) reflects strong reputation in research, faculty expertise, and international recognition.
  • Times Higher Education ranks U of T Medicine 1st globally for medicine, reflecting exceptional research output and clinical excellence.
  • University of Toronto overall ranks 21st globally (THE 2026) and 1st in Canada, strengthening Medicine program credibility.
  • Rankings based on research output, faculty reputation, international diversity, and graduate employment outcomes.

Scholarships for International Students at University of Toronto MD

University of Toronto offers limited scholarships and awards for international medical students. Most funding is merit-based or need-based, with limited availability for international students.

Scholarship Name Amount (CAD) Eligibility Application Deadline
Temerty Faculty of Medicine Awards Varies (1,000 - 10,000) Merit-based, demonstrated need Rolling basis
OMF General Bursary 3,000 All Ontario medical students Automatic
External Scholarships Varies Country-specific, merit-based Varies by organization
Research Scholarships 2,000 - 5,000 Research-focused students Rolling basis

Key Scholarship Insights:

  • Limited International Funding: U of T Medicine offers limited grant funding for international students; most funding prioritizes domestic students.
  • Need-Based Grants: International students may receive grants only if circumstances have changed since arrival in Canada; grants typically do not cover full costs.
  • External Funding: International students can explore country-specific scholarships through government agencies, NGOs, and private lenders (e.g., MPower Financing, Prodigy Finance).
  • Loan Options: International students can apply for private lines of credit from Canadian financial institutions (BMO, RBC) with Canadian co-signer or standby letter of credit from home country bank.
  • US Student Benefits: Eligible US medical students may apply for certain US benefits, college savings plans, grants, and scholarships (Cobell Scholarship, National Service Award, etc.).

Career Outcomes & Physician Salary for MD Graduates

University of Toronto MD graduates pursue diverse medical specialties and practice settings. The program has strong track record of graduate success in Canada and internationally.

Physician Salary Progression (Post-Graduation):

Career Stage Annual Salary (CAD) Annual Salary (INR)
Medical Resident (PGY-1) 69,175 46.4 Lakhs
Medical Resident (PGY-2) 74,779 50.2 Lakhs
Medical Resident (PGY-3) 79,848 53.6 Lakhs
Medical Resident (PGY-4) 85,137 57.1 Lakhs
Attending Physician (Family Medicine) 230,000 - 280,000 1.54 - 1.88 Crores
Attending Physician (Specialist) 280,000 - 520,000+ 1.88 - 3.49 Crores

Top Medical Specialties (by earning potential):

  • Orthopedic Surgery: CAD 400,000 - 520,000+ (approximately 2.68 - 3.49 Crores INR)
  • Cardiology: CAD 350,000 - 450,000 (approximately 2.35 - 3.02 Crores INR)
  • Gastroenterology: CAD 320,000 - 420,000 (approximately 2.15 - 2.82 Crores INR)
  • Radiology: CAD 300,000 - 400,000 (approximately 2.01 - 2.68 Crores INR)
  • Family Medicine: CAD 230,000 - 300,000 (approximately 1.54 - 2.01 Crores INR)

Employment Statistics:

  • Approximately 95%+ of U of T MD graduates secure residency positions in Canada or internationally.
  • Strong international recognition enables practice in US, UK, Australia, and other countries.
  • Average time to complete residency training: 5-7 years depending on specialty.
  • Significant earning potential post-residency with specialty-dependent variation.

Return on Investment for University of Toronto MD (International Students)

For international students, the MD degree represents a substantial financial investment with exceptional long-term career returns. The program's reputation and physician earning potential provide strong ROI.

ROI Context:

  • Total 4-year program cost: CAD 420,000 - 470,000 (approximately 2.82 - 3.15 Crores INR) including tuition, fees, books, and living expenses.
  • Residency training period: 5-7 years (typically unpaid or low-paid training).
  • Post-residency physician salary: CAD 230,000 - 520,000+ annually (approximately 1.54 - 3.49 Crores INR).
  • Lifetime earning potential: CAD 10 - 20 million+ (approximately 6.7 - 13.4 Crores INR) over 30-year career.
Financial Metric Amount (CAD) Amount (INR)
Total Program Cost (4 years) 450,000 3.02 Crores
Residency Salary (PGY-1, Year 1) 69,175 46.4 Lakhs
Attending Physician Salary (Year 1 post-residency) 250,000 1.68 Crores
Annual Salary Increase (Post-Residency) 50,000 - 100,000 33.6 - 67.1 Lakhs
Break-Even Period (Years) 2-3 2-3
10-Year Total Earnings (Post-Residency) 2,500,000 16.8 Crores
30-Year Total Earnings (Career) 10,000,000+ 67.1 Crores+

Key ROI Insights:

  • Break-Even in 2-3 Years: Post-residency physician salary covers entire program cost within 2-3 years, after which all additional earnings represent pure return on investment.
  • Exceptional Lifetime ROI: Over 30-year career, physicians earn CAD 10 - 20 million+ (approximately 6.7 - 13.4 Crores INR), representing exceptional lifetime ROI on educational investment.
  • Specialty-Dependent Earnings: Surgical specialties (Orthopedics, Cardiothoracic Surgery) earn 50-100% more than primary care, significantly accelerating ROI.
  • International Career Mobility: U of T MD degree enables practice in US, UK, Australia, and other high-income countries, potentially increasing earning potential.
  • Long-Term Wealth Building: Physician income enables significant wealth accumulation through investments, real estate, and retirement planning over career span.

Frequently Asked Questions

Ques: Can international students apply to University of Toronto MD program?

Ans: Yes, international students can apply to the U of T MD program through supernumerary seats. However, important restrictions apply: as of 2026, international students must have completed at least 3 years of undergraduate study at a Canadian university OR hold a 4-year bachelor's degree equivalent from a recognized international university. International students must meet identical academic requirements (GPA 3.6+, MCAT 125+ per section) as domestic students. Admission is highly competitive; approximately 12.5% of applicants are accepted. International students pay significantly higher tuition (CAD 97,350 annually) compared to domestic students (CAD 23,090 annually).

Ques: What is the total cost of studying medicine at University of Toronto for international students?

Ans: The total 4-year cost for international students is approximately CAD 420,000 - 470,000 (approximately 2.82 - 3.15 Crores INR). This includes: tuition (CAD 389,400), incidental fees (CAD 9,308), health insurance (CAD 3,024), books and equipment (CAD 4,000), and living expenses (CAD 70,000 - 120,000). Additional costs include residency training period (typically 5-7 years) during which residents earn CAD 69,000 - 85,000 annually. Post-residency, physicians earn CAD 230,000 - 520,000+ annually, enabling rapid cost recovery and wealth accumulation.

Ques: What are the career prospects and salary expectations for U of T MD graduates?

Ans: U of T MD graduates have excellent career prospects with approximately 95%+ securing residency positions in Canada or internationally. Post-residency physician salaries range from CAD 230,000 - 520,000+ annually (approximately 1.54 - 3.49 Crores INR), depending on specialty and practice setting. Surgical specialties (Orthopedics, Cardiothoracic Surgery) earn CAD 400,000 - 520,000+ (approximately 2.68 - 3.49 Crores INR), while primary care (Family Medicine) earns CAD 230,000 - 300,000 (approximately 1.54 - 2.01 Crores INR). U of T's strong international reputation enables practice in US, UK, Australia, and other countries, potentially increasing earning potential. Over a 30-year career, physicians accumulate CAD 10 - 20 million+ (approximately 6.7 - 13.4 Crores INR) in lifetime earnings.


Tuition Fees

Year1st Year Fees
Tuition Fees₹4278261 (CAD 63570)

Other Expenses

HeadAvg Cost Per Year
Housing₹546678 (CAD 8123)
Food₹444853 (CAD 6610)

Previous Year Tuition Fees

Year1st Year Fees
2025₹6551655 (CAD 97350)
2024₹6175448 (CAD 91760)
2022₹6175448 (CAD 91760)
2021₹4940358 (CAD 73408)

Important Dates

EventApplication Date
Regular Application Deadline for 2026 Intake Feb 28, 2026
Deadline To Submit Supporting Documents for 2026 Intake Mar 14, 2026

Scores Required

7 / 9

Avg. Score in

IELTS

4.5 / 6

Avg. Score in

TOEFL

130

Application Fees


Ranking

2026202520242023202220212020201920182017

Collegedunia Study Abroad logo

QS World University logo
Medicine 12 out of 847 in Global Ranking
( #1 out of 24 in Canada 2026)

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TOP Scholarships

Scholarship nameAward amountEligibility
William Edward Corlett Memorial Scholarship$1100Academic excellence in premedical education
Dr. Francesco Lamensa Award$2900Academic excellence in premedical education



Comments


Found 9 Comments

A
annas
Aug 8, 2023 10:12
Hello, when and where can i apply for the Undergraduate Certificate (Business Analytics) at uft?
S
Sinbad Chongtham
Aug 18, 2023 20:51

Application for undegraduate programs offered at the University of Toronto must be submitted through the Ontario Universities’ Application Centre. You can find the link of this centre under the Undergraduate Admission section at the University of Toronto Admission.

S
sweth
Apr 8, 2023 13:09
Hello, I'm from India. I have a doubt regarding the Program Cloud Computing (Certificate) offered by the University of Toronto. Will this certificate count toward my PGWP? Can I apply for PGWP for taking this course?
S
Sinbad Chongtham
Apr 10, 2023 15:52

If you have graduated from a designated learning institution in Canada, you may be eligible to apply for PGWP. However, graduating from a designated learning institution does not automatically make you eligible to appy for PGWP. You will be able to apply for PGWP after completing the one-year Certificate in Cloud Computing program of this university.

R
ronikar khadka
Apr 7, 2023 19:27
Hello i am from nepal and want to study masters in child counselling. i have completed bacheolars in social work (4 years course). what are the qualification required to apply for the course. Do i need to do any extra course to bridge?
S
Sinbad Chongtham
Apr 10, 2023 16:57

The University of Toronto does not offer Master in Child Counseling. But the university offers MA Child Study and Education, MA Counselling and Clinical Psychology, M.Ed Counselling and Psychotherapy, M.Ed Global Mental Health and Counselling Psychology, M.Ed Guidance and Counselling, MA School and Clinical Child Psychology. To apply for these programs, you must have a bachelor’s degree in Psychology.

Scholarship Grants & Financial Aids

NameScholarship Per StudentLevel of StudyType
University of Montreal ScholarshipsScholarship per studentVariable AmountLevel Of StudyBachelorTypeCollege-Specific
Go Clean ScholarshipScholarship per student₹ 2.4 L/Yr$3,500Level Of StudyBachelorTypeMerit-Based
Forktip Women’s- Innovation ScholarshipScholarship per studentVariable AmountLevel Of StudyBachelorTypeCollege-Specific
Ontario Graduate FellowshipScholarship per student₹ 6 L/Yr$8,875Level Of StudyDoctorateTypeMerit-Based

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